Years after the 2008/2009 Mortgage and Banking Crisis lenders and mortgage companies have new programs helping homeowners lower their rate and payments. New Non-Prime / Non-QM refinance and new Flex Modification programs may help many homeowners today.

Learning about different kinds of credit and loans is an important part of any business. No business can become all that it can be without some sort of credit to help with growth, and to smooth over cash flow when there are fluctuations.