Contractors and real estate developers always have multiple growth opportunities that require working capital. This guide will show you how to secure a construction business loan for contractors and get approved with little to no collateral needed.
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If you’ve had some credit missteps in the past, you’ve probably noticed that your bad credit score has made it difficult to get approved for a loan.
If you’re looking to buy a house, though, you don’t have to wait until you have excellent credit. Why? Some mortgage lenders are willing to offer mortgages to people with bad credit. Here are some tips to keep in mind as you try to achieve your goal of becoming a homeowner. For years, Congress considered forcing law firms and other personal services providers with annual revenues in excess of $10 million to adopt the accrual method of accounting. The idea was pushed numerous times before Donald Trump became president with little success, only to be entertained as part of the Tax Cuts and Jobs Act of 2017. Fortunately, the provision never made it into the final bill.
If you’ve been refused car finance, a loan, credit card or even a mortgage, you may be wondering why. There are many reasons why you may be declined when applying for finance but the most common reason to be declined for finance is a bad credit score. Your credit score is really important, it’s an indicator to you and lenders of how good you are at managing your money and paying back debts. Here are the main causes of a bad credit score.
Warren Buffett is one of the most successful investors of all time. He is known for his impressive record of returns throughout the duration of his investment career. From 1964-2017, his holding company, Berkshire Hathaway achieved average annual returns of 20.9%. Versus 9.9% (including dividends) for the S&P 500. I will provide an example to give a better idea of the returns possible with such an impressive long-term CAGR. $10,000 invested Berkshire in 1964 would have grown to $132,225,446 in 2017!
by Jenny Hawkins Have you invested in student property in the UK? Then you’re certainly not alone. The purpose-built student accommodation market in the UK is one of the fastest growing assets, having grown from £3.1 billion to £5.3 billion by the end of 2017. Whilst student property investment remains an attractive and promising venture, there are things you can do to boost more demand for your buy to let student property and attract the most desirable tenants.
by Joanna Wilkins
What is Auto Enrolment in the UK?
In the past, many workers in the UK missed benefiting from a valuable pension because either their employer didn’t offer them one or if they failed to apply for the company’s pension scheme. Automatic enrolment ensures that this does not happen. Automatic enrolment is an initiative undertaken by the government of the United Kingdom to assist more workers to save money for later life through a pension scheme. By 2018, all employers will have to enrol eligible workers into a workplace pension scheme automatically unless the workers decide to opt out themselves. This will allow more people to save up their earnings to cover for after retirement needs.
About the Fiduciary Standard
by Catherine Tims
You may have heard rumblings in the financial sector over the “Fiduciary Standard”. It’s about time, say some. But what exactly is the fiduciary standard, what prompted the new law, and how will it affect you?
New legislation will take effect next April requiring retirement fund advisors to take a fiduciary oath. They’ll have to swear that they’re doing their best by you, their client. Tips for Budgeting for Christmas
by Tyler Horton
Where has, this year gone?
As we all know, November is already here and Christmas is just around the corner. While some of us would have already started planning how to celebrate, many of us are completely baffled when it comes to how to manage finances. This year you will not be facing any difficulties, you can completely avoid paying debts at the same time you can also fight the seasonal spree effortlessly, if at the beginning itself, you make sure that you are making use of the right financial tools. |
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